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AmeriChoice Makes Holidays Brighter for 42 Kids with “Shop With A Cop” Support

Mechanicsburg, PA (December 21, 2023) – This holiday season AmeriChoice Federal Credit Union rallied its employees and partnered with several area police departments to support Shop with a Cop. For ...

Financial Literacy Quarterly Newsletter
7 Fun Money Saving Challenges to Try in 2023

Is your New Year’s resolution going to be to save more money? Breaking bad habits and increasing your financial security is an admirable resolution – ...

AmeriChoice Digital Wallet

The days of frantically searching for your card when you’re checking out at the grocery store, or groggily paying for your morning coffee are over!

Year 2023 Nominations and Qualifications for Election

Nominations for three positions on AmeriChoice Federal Credit Union’s Board of Directors are now being accepted for a three (3) year term. The Board c...

Presidents Message

Financial uncertainty can be a scary and challenging time for our members, friends and community. As our world is slowly returning to a new normal, we...

3 Common Car Buying Tips that are Completely False

Whether you’re buying a car for the first time, or you want to undo the terrible experience you had the first time, these are vital things you should ...

Protecting Yourself Against Scams

There are so many scams in our world today, it’s oftentimes hard to determine what actually is legitimate and what is just someone trying to trick you...

New Years Easy Savings

The Christmas decorations are packed away, we’ve rung in the New Year and if you’re looking at your account balances wondering “what happened to my bu...

Credit FAQ

We’re always asked about credit and credit scores and why they’re so important. We asked our Vice President of Consumer Lending, Brad Grissinger, the ...

Auto Loan Q&A with Ryan

A car is not a purchase that members make annually, and even the most experienced shopper still has questions. At AmeriChoice, we want to make sure th...

Strong Passwords to Fight Fraud

Making smart choices when you create a password Passwords are something that we need in almost every aspect of our lives now. From placing an online o...

Visa

A VISA credit card is one great thing you can keep in your wallet, but a VISA from AmeriChoice is probably the best card to keep. From being accepted ...

Benefits Plus- Our Favorite Things

You may have seen details of our Benefits Plus program on our website or social media, and with the vast array of features it may be overwhelming to d...

Personal Financial Analysis

If your boss asked you if you would like to get a raise each month, would you say YES? If you can have your mortgage paid off in half the time, would ...

Card Cash FAQ

Did you know that your AmeriChoice VISA debit card can earn you cash back each month when you use it? All you have to do is use your AmeriChoice debit...

For the Kids

Credit Union Membership is something that could be with a person from their first account until they retire. When we say, “once a member, always a mem...

eClosings

Give Your Credit Score an Instant Boost

How a Second Credit Card Can Help You in Minutes Figuring out how to achieve a positive credit score and then keep it that way doesn’t have to be hard...

Breaking Out the Piggy Bank

How to Talk to Kids about Finances During Uncertain Times There is no easy time to talk to your kids about finances, money, and economics. Even adults...

Save Like a Pro

Does it ever seem like everyone has a much easier time saving money than you do? Like everything else in life, good financial practices need to be jus...

Sharing Living Expenses

Before tying the knot, more and more couples are choosing to live together. While living together can be a great opportunity to see if you and your si...

Can Saving Make You a Millionaire?

Many people believe that saving is the key to becoming a millionaire, or at least to getting rich. Although saving is an important component to growin...

Financial Literacy: Why It Matters and How to Improve Yours Today

In a rapidly changing world, people are less confident than ever with their money managing skills and their financial literacy. Even though thanks to ...

How to Reset Your Emergency Fund after an Emergency 

You’ve scrimped and saved for months, finally built your emergency fund to where you want it to be, and then suddenly, your car dies. Or there is a fl...

How to Pay Off Your Student Loans Early and Pay Less in the Process

Student loans are debt that many millennials face. Paying off your loan may seem impossible when you first graduate, but by using this helpful tips, y...

eServices Safety

Staying on top of your accounts is the best way to fight fraud. At AmeriChoice, we have a variety of FREE services members can take advantage of to ma...

Benefits Plus Back to School

Are you a parent happily tossing notebooks, pens, pencils and other various school supplies into your cart while your child sulks behind you because s...

Trimming the Fat in your Food Budget

Everyone has to eat, and the cost of that food consumes a big piece of most people’s paychecks. According to a USDA Economic Research Service report, ...

7 Steps to Follow if You Suspect Identity Fraud

It is easier than ever to fall victim to identity fraud. Whether it’s through an email phishing scam, someone going through your mail, or a skimming d...

Summer Fun that Won’t Break the Bank

The summer heat sets in just in time… to be surrounded by children who want to be entertained. All. Day. Long.

Mother’s Day Gifts and Experience Ideas

The day is almost here.

How to Help Your Teen Purchase a Car

Their first big purchase.

Helping Students Find the Right Career

Catching butterflies. Creating elaborate illustrations. Building a pirate/sea monster/dog park/boat out of Legos. Inventing and organizing a new game.

Kids and Spending Habits

How to Teach Managing Money Wisely from a Young Age

You Can Help: Managing Finances for the Aging

What do you do next?

New VISA Credit Card Alerts

The AmeriChoice VISA credit cards are getting a new alert feature!

FOCUS on your Finances

Have you checked out FOCUS, our free personal financial management system in Online Banking yet? Every member who has access to Online Banking has FOC...

Teaching Kids How to Save

Prepare Them for Freedom Instead of Financial Burdens

Starting a Conversation

As Friends and Families Age – You Can Help Make Sure They’re Financially Secure

Are You Prepared to Buy a Home?

Student Loans Don’t Have to Hold You Back: Good Planning Will Get You There Be prepared.

Get Started: Paying off School Debt to Reach Your Goals

You won’t be making payments forever. Promise.

Use Equity to Upgrade Your Home

Use Equity to Upgrade Your Home Make your most valuable asset even more valuable.

Maximize Your IRA Contribution

Tax season is upon us.

Reduce Debt with Your Home Equity

Your house could help you pay off debt.

Best Ways to Be Smart About Childcare Costs

Astronomical. Sky-high. Staggering.

10 Tips for Starting a Side Gig

Are you staring at that credit card statement and the interest portion is eating you alive?

3 Tips for Building a Budget You Can Live With

Many people have to work hard to not visibly cringe when they hear the word “budget,” as they conjure up visions of joyless futures lacking in cash fo...

AmeriChoice Cares

How a 529 Plan Can Make a Difference

In the next 20 years, college tuition costs are likely to triple.

Working after retirement: Will it help you or hurt you?

Top 12 Benefits of Working After Retirement If you are approaching retirement age, can you still work after you turn 65?

Comparing Traditional IRAs to Roth IRAs

Are you curious about how traditional and Roth IRAs compare? When it comes to planning your future, you should know how to invest, so you make the mos...

Your guide to understanding home inspections

Buying a home can be an overwhelming process and can leave many people questioning if they are making the right decision. One way to increase your con...

What is the difference between APY and APR?

We have been receiving questions about interest rates with APY and APR. How are they factored in for loans and investments? How can one word make such...

Should You Pay with Debit or Credit when holiday shopping

The holidays are here, and you are ready to go holiday shopping. You’ve read our tips on how to make your holiday budget work and used that informatio...

When is it time to invest in your next vehicle?

There are a variety of factors to consider when deciding if it is the right time for you to invest in your next vehicle. Evaluate the status of your c...

Smart financial planning tips for your winter vacation

Are you thinking about taking a vacation this winter? Perhaps you will be traveling over the holidays to visit family? If you want to stay within a bu...

Tips to make your holiday budget work

When it comes to budgeting and saving money so that you can enjoy the holiday season, it all begins with planning. The goal of this up-front effort is...

Easy Actions to Teach Kids About Money

[Question] What should you consider when teaching your kids about budgets and saving? Teaching children about finance, or anyone for that matter is a ...

Don’t Get Caught Short From Changes in Withholding Laws

In December of 2017 the Tax Cuts and Jobs Act was passed into law and made several changes to the tax code. Many of these changes could affect you. Lu...

Is Your Car Ready for Winter? [Checklist]

Use this winterize vehicle checklist to prepare yourself for upcoming bad weather. Preparation not only makes winter less stressful – it could save yo...

MyChoice Teen Club gets an upgrade

As we head into fall, we’ve got some exciting things happening at AmeriChoice for our MyChoice and Dollar Dog members! We always look forward to shari...

Benefits Plus Update- Welcome, Ultimate ID

Did you know that the 4th quarter of the year sees the biggest spike in Identity Theft reports? People are preoccupied with the busy holiday season an...

Audio Response gets an update

Our Audio Response system is getting an upgrade in an effort to serve our members better!

FHA Title 1 Loans Now Available

What exactly is an FHA Title 1 Loan and how can it benefit you? An FHA Title 1 loan is a loan specifically designed for homeowners who do not have equ...

Prepare Your Home for Winter with this Easy-to-Follow Checklist

It may still be beautiful fall temperatures outside, but this is the perfect time to prepare for the inevitable winter weather. We created this winter...

Your Guide to IRS Phone Scams [Part 4 of 4]

Criminals continue to use the IRS phone scam method in 2018. This is because they know they can scare people into paying these fake tax bills. The mos...

Your Guide to Online Dating Scams [Part 3 of 4]

In 2016 alone, almost 15,000 people were scammed out of more than $230 million in various romance scams. Pennsylvania even ranked in the top five stat...

Your Guide to Prize & Sweepstakes Scams [Part 2 of 4]

Prizes, sweepstakes, and lottery scams accounted for 5% of all scams reported in PA in 2017. To help our members avoid falling victim to these scams, ...

Your Guide to Advertising Decal Scams [Part 1 of 4]

Are advertising decals a scam? What about other get-rich-quick job opportunities? Unfortunately, the answer is usually yes. Discover why these opportu...

Try these 11 Easy Money-Making Ideas This Weekend

Looking for side hustles for extra money on the weekend? We’ve put together our 11 favorite ideas for earning extra money in a weekend without a ton o...

What is Identity Theft Protection?

What can I do to protect myself from identity theft? We get this question from our members all the time. It’s no wonder with identity theft ranking in...

Are You Using the FREE Personal Financial Management Tool in Online Banking?

Did you know that AmeriChoice online banking includes a free personal financial management tool called Focus? We want all of our members to know and t...

3 Tips for How Millennials Can Make Saving a Habit

Millennials’ saving habits are often criticized by other generations. However, millennials also face many financial burdens other generations have not...

3 Myths That Wrongly Deter Potential Home Buyers

Home ownership isn’t the same American dream anymore. Since the recession, it’s important to understand exactly what’s involved with buying from a pra...

Why a Home Equity Line of Credit is a Good Idea

If you’re a homeowner, your home is likely your single largest investment. You can put that investment to work for you using your hard-earned equity. ...

3 Reasons to Add Credit Union Membership to Your Employee Benefits

Attention small business owners! What can you offer employees that sets you apart from your competitors? Here’s one – credit union membership! Of all ...

Travel Smart with an AmeriChoice VISA

Are you about to head off on summer vacation? While you are making sure that you have your hotel or condo rental, plane tickets, rental car and activi...

Family Fun Extravaganza- Come One, Come All!

We are so excited for our 10th Annual Family Fun Extravaganza this year! The event will be held on Saturday, July 14th from 10:30am-1:30pm at our Bumb...

Burglars Don’t Take Vacations

A message from Liberty Mutual Insurance Liberty Mutual is proud to partner with Americhoice Federal Credit Union to provide you with relevant auto and...

5 Questions to Determine if You Know the Smartest Way to Use a Credit Card

What’s the smartest way to use a credit card? Responsibly. In order to take advantage of credit, raise your credit score, and get rewards through your...

What are Wire Transfers & Should I Use One? [The Basics]

Wire transfers are a quick, secure method of transferring money between two parties. The bank wire transfer process is simple, even if you’ve never tr...

New College Grads: Avoid these 5 Financial Mistakes

You finally graduated college – congrats! This is a huge accomplishment but also just the first step in adulthood. The ‘real world’ can often throw yo...

9 Ways to Keep Your Money Safe on Vacation

These travel safety tips cover an often-overlooked precaution – your finances! Read these 9 tips before you go on vacation, whether it’s to the beach ...

5 Smart Ways to Spend Less on College Tuition

Are you nearing the end of high school and starting to question how you’re going to pay for a college education? The average college tuition per year ...

What’s the #1 Riskiest Scam in the U.S. Today? [2017 BBB Report Findings]

Millions of people become victims of fraud every year. The Better Business Bureau decided to collect and study victim reports to help identify and pre...

How to Find the Best Auto Insurance Policy in PA

The average cost of car insurance in the U.S. is just over $900 a year. To get the best value for your money, you need to fully understand what goes i...

15 Spending Tips Every College Student Should Know

College students understand the need to be frugal. When you’re dishing out money on tuition, textbooks, and daily living expenses – it can be difficul...

How to Avoid Consumer Fraud for PA Residents

With consumer fraud on the rise, how can you effectively protect yourself? The first step is to know the facts. We’ve compiled information about consu...

Professional Financial Planner & Adviser FAQs

How much does a financial planner cost? Do I really need a professional advisor to help manage my money? We’re answering these frequently-asked questi...

Fraud Protection and Prevention

While we do everything we can to protect your information, there are things you can do to help! Did you know that simply signing up for eStatements is...

FOCUS on Finances

We are always looking for ways to improve our member’s financial pictures and help them achieve their goals. Last year, when we introduced a new Onlin...

3 Proven Strategies for Paying Off Debt Faster

If you are searching for ways to pay off debt the fastest – you are in the right place. These three debt repayment strategies are designed to hasten t...

Your Exterior Spring Home Maintenance Checklist

Too often spring cleaning happens inside the home and ignores the exterior. We compiled this spring home maintenance checklist for important exterior ...

The Beginner’s Guide to Starting Your Emergency Savings Fund

In the Federal Reserve’s 2017 survey, 44% of respondents would not be able to cover a $400 unexpected expense with their savings. More recently, this ...

5 Surprising Statistics about Borrowing Equity in your Home

We found some really interesting statistics we want to share with you! These 5 stats could help you decide whether to borrow equity against your home,...

Breaking Down 7 Different Types of Credit Cards

When a google search for the best credit cards yields millions of results – it can be difficult to answer the question ‘what credit card should I get?...

The Top Financial Issues U.S. Families are Facing Today

Overcoming financial hardship is one of the underlying themes of the American dream. Many Americans are concerned with financial problems in their lif...

Do You Believe These 11 False Financial Facts?

These 11 money myths are still believed by many. It’s time to stop the misinformation and provide legitimate financial tips for young adults! Here are...

9 Reasons Why Your Credit Card Was Declined [& How to Fix It]

Why did my credit card get declined? We get this question often, so we compiled a list of the 9 most common reasons your credit card would be declined...

Avoid these 5 Common Spending Mistakes in Your 20s

There’s a lot they don’t teach you in school. One item often missed is responsibly managing money in your 20s. This lack of financial education often ...

13 Inexpensive Gift Ideas for Valentine’s Day

Need to cut back on spending this month? Just want a new idea besides flowers and chocolate? Whatever the reason, we compiled 13 cheap Valentine’s day...

15 Items Every Adult Should Purchase in Their 20s

As an adult, there are definitive purchases that can have a positive impact on your life and future. We’ve created a list of the best purchases in you...

Where to File Your Taxes in 2018 [Simple Guide]

t’s almost that time of year – tax season! While the official due date for filing your taxes isn’t until April 15th, it doesn’t hurt to get a head sta...

Where to File Your Taxes this Year [Simple Guide]

It’s almost that time of year – tax season! While the official due date for filing your taxes isn’t until April 15th, it doesn’t hurt to get a head st...

Mortgage Q&A with Vicki

At AmeriChoice, we’re always looking for ways to help members better their financial situation and reach their goals. One topic that always seems to b...

Get Smart About Financial Literacy

Community service and involvement is a big part of what makes Credit Unions so great. Part of being involved in the communities we serve is working wi...

Signature Loans: The Power is at Your Fingertips

January and the New Year mean resolutions, and for many that means a financial change. If one of your resolutions for 2018 is to get your finances in ...

17 Financial Questions You Must Ask Your Future Spouse

Newly engaged? Congrats! While this is an exciting time, it’s also the perfect time to get to know your partner better than ever – and that includes t...

Use these 3 Plans to Save for Your Child’s Future

How soon should you start thinking about your child’s future? Are there even college savings plans for babies? It’s never too early and absolutely. As...

11 Money Saving Life Hacks You Have to Try This Year

Saving money isn’t an impossible task. Sometimes it just takes the right strategy. These are our favorite money saving life hacks that anyone can use....

How to Start a Small Business in PA [Simple Guide]

If you’re considering starting a small business in PA – congratulations! Owning a business can be incredibly rewarding and challenging. We’ve compiled...

11 Heating Energy Savings Tips for Renters this Winter

If you’re a renter, upgrading your heating system or making any major energy-saving repair is probably not an option. Instead, use these 11 heating en...

13 Easy Ways to Avoid Common Holiday Scams

The holidays are one of the most exciting times of the year – for families and scammers. As spending is on the rise in November and December, so are t...

13 Holiday Spending Statistics that May Surprise You

Happy Thanksgiving! Or should we say – Happy Black Friday! You’re probably aware that Thanksgiving is a prime time for Holiday shopping. In fact, you ...

Should You Pay with Debit or Credit at the Cash Register?

When you spend your hard-earned money, you have a few options of how to complete those transactions. You could choose to pay cash, use your debit card...

Use these Seven Strategies Catch Up on Your Retirement Savings

One out of every three Americans has zero dollars saved for retirement, according to a GOBankingRates survey. The survey also found that 75% of indivi...

5 Holiday Budgeting Tips to Help You Keep Your Sanity

It’s no secret that the Holiday season is full of joy – and full of costly expenditures. Use these holiday budgeting tips to make sure you’re not over...

Would You Save Money by Refinancing Your Auto Loan?

According to Experian’s latest data, the average monthly payment for a new car is up to $506! One way you could drop that monthly payment is to refina...

Save the Change- Your Digital Change Jar

We’re always trying to think of fun and easy ways to save money. We wrote about New Year’s Savings Resolutions at the beginning of the year, and those...

Get smarter about back to school

A message from Liberty Mutual Insurance

Employee Spotlight: Meet Carrie Shaffer!

Carrie Shaffer is the Financial Service Representative at the Sporting Green office. Carrie has held various positions at AmeriChoice since she starte...

How to Keep Your Information Safe During a Retailer Data Breach

The statistics aren’t promising. The Identity Theft Resource Center (ITRC) reported a total of 1,091 breaches in 2016 alone – up 40% from the previous...

First Time Car Buyers: The 5 Steps Every Buyer Should Follow

If you are considering purchasing your first car – congratulations! Making such a large purchase is a huge achievement and something to be proud of. W...

How AmeriChoice Federal Credit Union Gives Back to the Harrisburg, PA Region

Part of AmeriChoice FCU’s vision is to create a stronger community through a more community-driven financial institution. We strive to give back throu...

11 Pieces of Financial Advice Every New College Graduate Should Read

If you graduated in May of 2017, you’re quickly discovering the reality of budgeting after college. If you used federal student loans, your grace peri...

How Many Transfers Can You Make from Your Savings in a Month? [FAQ]

One of our most frequently-asked questions is how many transfers from savings to checking are allowed in one month. Our savings account transfer limit...

Debt Collection Basics: What to Do if Your Debt Goes to a Collector

Approximately 30 million Americans had a debt in collections in 2013. The debt collection process can seem scary. You hear horror stories about the wo...

Prepaying on your Mortgage: Pros and Cons to Early Payoff

Determining whether to pay off your mortgage or invest those extra funds is a huge decision. There are some definitive pros and cons to paying off you...

How to Get Your First Credit Card as a Teenager

If you’re under 21, how easy is it to open a credit card? Thanks to legislation in the past ten years, not as easy as it used to be – but certainly no...

7 Tips for Creating Strong Online Passwords for Your Accounts

Learning how to generate secure passwords is easy. There are many tips and tricks you can use to protect your online accounts while still being able t...

Online Banks vs. Traditional Banks vs. Credit Unions: Which is the Best Banking Option for You?

With 62% of Americans now listing digital banking as their primary method of banking, it’s easy to see why more online-only banks are popping up by th...

Breaking Down 4 Types of Mortgages for First Time Buyers

First time home buyers are estimated to make up 35% of all home purchases in 2017. Your first venture into the world of real estate can be overwhelmin...

Use These 7 Hacks to Repair & Raise Your Credit Score

While the average American’s FICO credit score is 700, which is considered fair, there are still many who struggle with their score’s limitations. May...

How You Should Use a Personal Loan to Improve Your Finances

Personal loans are incredibly popular due to their low interest rates and how quickly you’re able to get access to the funding. But for those who have...

Save Thousands with the Debt Snowball Savings Strategy

The average American household struggles with over $6,000 in credit card debt, which is small compared to the averages for auto loan and student loan ...

The Pros and Cons of the Store Credit Cards in Your Wallet

How many credit cards do you have in your wallet? Were any of them impulse decisions made at a cash register when offered a discount to sign up? Many ...

7 Questions to Ask Before You Open a Savings Account

Did you know that a staggering 34% of Americans have no money in a savings account? This lack of savings can mean financial ruin in the event of an em...

Busting 7 Common Misconceptions about Credit Unions that Made You Nervous to Join

Credit unions only make up 7.1% of the financial market share but consistently score higher in customer satisfaction than banks. Why then do so many c...

The Guide to Understanding Your Credit Report

Have you ever wondered how to read a credit report from Equifax, Transunion, or Experian? Credit reports play a huge factor in determining your credit...

The Optimal Timeline for Buying Your First Home

Purchasing a home is a major financial decision. It’s important to come prepared. While the length of time it takes buyers to get from point A to poin...

13 Important Questions you Should Ask your College Financial Aid Office

Whether you’re getting ready to attend college, or you’re currently enrolled, it’s vital to utilize the financial resources available to you. One of t...

Investigating the Safety of our Online Banking Service

While 71% of adults are now banking online, some of our members have yet to take advantage of this convenient service. They are rightfully concerned w...

How to Change Financial Institutions in Four Easy Steps

Credit unions exist to give people an alternative to a traditional bank. Many of our members have previously banked at large regional or national inst...

How to Find a Checking Account that Fits your Needs

Searching for a new checking account can be overwhelming. There are thousands of financial institutions out there, from online-only banks to local cre...

Is the Mobile Banking App Safe to Use?

One of the most common questions we receive is, “how safe is mobile banking?” Our members are rightfully concerned with the safety and security of the...

Will Consolidating Student Loan Debt Save You Money?

Most college graduates accumulate some amount of student loan debt throughout their time in school. While many lenders provide a grace period after gr...

These New Credit Reporting Changes Could Affect Your Credit Score in 2017

Millions of Americans are set to benefit from new credit reporting laws going into affect by July 1, 2017. In a statement made by the Consumer Data In...

What Every First Time Home Buyer Should Look for in a Home

A starter home has historically referred to a home purchased by a first time buyer, that the buyer only plans to stay in for a specific period of time...

Money Orders Vs. Cashier’s Checks: Which Payment Option Should You Choose?

When a seller wants a form of payment that is historically secure and offers guaranteed funds from a buyer, they turn to money orders or cashier’s che...

Breaking Down the Difference Between a Home Equity Loan and Home Equity Line of Credit

There are a multitude of benefits to being a homeowner, but one benefit that is often overlooked is the ability to leverage the equity in your home fo...

What is the FASFA and Why Should every High School Graduate Apply?

FASFA stands for free application for federal student aid. It’s the only way to get access to federally-funded financial aid for college – so every pa...

How to Afford a College Degree in Three Simple Steps

If you’re getting ready to apply for college and know nothing about financial aid, or are simply searching for better ways to pay for college, you’re ...

Pre-qualified vs Pre-approved : What’s the Difference?

There is an abundance of financial jargon used by all types of lenders and financial institutions. You may have gotten a letter in the mail prequalify...

The Beginners Guide to Debt Consolidation

NerdWallet’s 2016 Debt Survey shows that Americans have only increased their total debt in the last decade, with the average household’s credit card d...

How to Sign Up for Text Alerts in our New Online Banking

With our new and improved Online Banking, you can have alerts sent straight to your email or phone. If you prefer SMS alerts, you can convert your pho...

Will a Credit Card Balance Transfer Save You Money?

You have probably received junk mail from a credit card company in the past, many advertising what’s called a balance transfer. These promotions offer...

How to Teach Your Child Money Management Skills

Teaching kids about money can feel like a daunting task. Pennsylvania schools don’t have many state requirements for teaching financial literacy, rece...

Unexpected Costs Every First Time Home Buyer Should Know About

If you are planning to buy your first home, chances are you’ve thought about a down payment and the cost of your mortgage. However, some first time ho...

Don’t Make these 8 Common First Time Home Buyer Mistakes

Buying your first home will no doubt be simultaneously exciting and stressful. It’s easy to get caught up in the whirlwind of the home buying process,...

Our Picks for Inexpensive Valentine’s Day Dates in the Capital Region

Valentine’s Day spending is at an all-time high, averaging $146.84 per person in 2016! While there is certainly nothing wrong with shelling out your h...

Use these 9 Tips to Safely Navigate the World of Online Shopping

Last year marked a turning point in the world of e-commerce. Fortune revealed that for the first time, more shoppers are choosing to make their purcha...

New Years Savings Resolution

Did you begin 2017 with a New Year’s resolution? Perhaps you pledged to learn a new language, become healthier by looking out between Kratom Extract v...

Introducing Personal Financial Analysis

At AmeriChoice, we are always looking for new ways to help our members reach their financial goals. In 2015 we introduced our Personal Financial Analy...

Don’t Let Winter Leave You Salty

A message from Liberty Mutual Insurance Salt is a necessity on the road to keep us safe in hazardous winter conditions, but it can also wreak havoc on...

New Online Banking

With innovations in technology, banking has truly become global, with 24/7 accessibility and account management. At AmeriChoice, we have recognized th...

The Real Difference between Credit Unions and Banks

Credit unions have been around since the mid-1800s, yet many consumers are still unaware of what a credit union is or how it differs from a traditiona...

How to Get Pre-approved for a Mortgage on the First Try

First time home buyers often have to jump through additional hoops while applying for their first mortgage. Lenders want assurances that you’re ready ...

Twists on the 52 Week Savings Challenge Finally Make Saving Easy

It’s no secret that many Americans struggle with saving. In fact, this BankRate survey found that only 37% of respondents could pay for a $500 – $1,00...

Holiday Hours

As the holiday season approaches, we would like to wish you and your family a very safe and happy holiday season. We would also like to let you know a...

Saving Money: Where should you be at age 30?

Saving for the future is vital for your financial well-being. Whether you’re preparing to make a large purchase, contributing towards retirement, or s...

How to Use a Credit Card to Improve your Credit Score

Using credit cards wisely is one of the best ways to gradually improve your credit and increase your credit score. However, using credit cards to buil...

Top 9 Ways to Pay Off Student Loans in Less Time

The average college graduate in 2016 owes a staggering $37,172 in student loan debt. This debt can hinder reaching financial milestones like buying a ...

23 Ways to Make More Money and Stop Living Paycheck to Paycheck

The secret to making more money doesn’t always lie in a specific career path or by paying for a college degree. Sometimes your financial woes can’t be...

How to Pay Off Credit Card Debt: One Lump Sum vs. Monthly Payments

Did you know that 38.1% of all American households carry some form of credit card debt? This debt can weigh heavily on your credit score, making it mo...

When is the Right Time to Buy a Car?

The prospect of buying a car can be exciting. However, it can be easy to get so caught-up in the idea of a new car that you overlook if it is the righ...

New vs. Used Cars: Which Vehicle is Right for You?

If you’re in the market for a new vehicle, you have an abundance of options. In 2015 alone, 17.5 million cars were sold from dealerships across the co...

How to Find the Right Mortgage for You

The most common type of mortgage is the conventional 30 year, fixed-rate mortgage – but there are plenty of other options out there that will cater to...

How to Plan for Unexpected Home Repairs

A recent survey by HomeServe USA revealed that while 51% of homeowners had to deal with an emergency home repair in the last year, a staggering 25% di...

6 Foolproof Tips to Protect your Identity

Realizing that your personal information has been stolen for someone else’s financial gain is incredibly scary, but also happening to more Americans e...

AmeriChoice Introduces Benefits Plus

Each year, cases of Identity Theft increase and fraudsters find new ways to gain access to private information for their own benefit. At AmeriChoice, ...

New Visa Purchase Alerts!

A new service that will track your spending has become more and more useful for VISA card users. When you sign up for our new VISA Purchase Alerts, it...

President’s Message - Membership

There is a lot of uncertainty in the financial world today. With the recent “big bank” account fraud issues there are many people who do not know wher...

Home Equity Loan Breakdown

Could you be in the market for a new home equity loan? A home equity loan is a loan for a fixed amount of money that is secured by your home. You repa...

New Fraud Scheme Targets 717 Phone Numbers

Don’t fall victim to the latest hacking scheme circulating the South-Central PA region. The recently discovered fraud attempt uses an extremely common...

13 Financial Terms You Should Know

When FINRA Investor Education Foundation distributed a 5-question survey to test financial knowledge to over 25,000 adults, only 39% were able to answ...

The Importance of Banking Locally

With over ten banks and credit unions operating just in Mechanicsburg, PA, and dozens in the greater Central PA area, it can be difficult to narrow do...

Top 5 Ways To Prevent Insufficient Funds on your Debit Card

We’ve all been there. Ready to buy a huge pile of groceries which have already been bagged, when the cashier quietly informs you that your debit card ...

Travel Checklist: 10 Essential Tips to Prep before Traveling Abroad

After all the time spent booking hotels, rental cars, and vacation activities, it can be easy to forget what financial items need to be taken care of ...

Travel Tips: How to Exchange Money Before Traveling

Whether you’re traveling out of the country for business or for vacation, you will have to decide how or if you would like to exchange your dollar for...

How to Properly Write a Check

The rise in electronic payments and mobile banking technology has quickly overshadowed traditional check-writing. In 2013, the Federal Reserve found t...

Know BEFORE you Pokémon Go

The latest Pokemon Go craze has gotten millions of people captivated in trying to “catch ‘em all” – this smart phone app uses the camera to place Poké...